Spectrum Orthopedic Sport Therapy accepts all PPO insurance plans with out-of-network benefits. We are in-network providers for only Medicare and Blue Shield of California. We do not accept workers compensation insurance or liens for physical therapy care.

Because all individual plans vary in restrictions and requirements, we strongly encourage you to contact your insurance company to understand the extent of coverage you may have available for physical therapy. It is important to be aware of any limitations that your insurance plan entails such as:

  • Any unmet deductible
  • Co-pay or co-insurance amounts
  • Pre-authorization requirements
  • Visit limits (annual)
  • Maximum dollar amount in coverage
  • Primary Care Physician limitations
  • How can I find this information?

Call the contact number that is listed on your insurance card, or go to the payer’s website and register your account. Ask or look for specific Physical Therapy benefits and verify any of the above requirements.