Insurance

Spectrum Orthopedic Sport Therapy is in-network providers for only Medicare and Blue Shield of California. We remain out-of-network with all other insurance companies. We do not accept workers compensation insurance or liens for physical therapy care. Although as an out-of-network provider, we feel that some insurance companies treat us as if we take liens in their delayed tactics of reimbursement.

Because all individual plans vary in restrictions and requirements, we strongly encourage you to contact your insurance company to understand the extent of coverage you may have available for physical therapy. It is important to be aware of any limitations that your insurance plan entails such as:

  • Any unmet deductible
  • Co-pay or co-insurance amounts
  • Pre-authorization requirements
  • Visit limits (annual)
  • Maximum dollar amount in coverage
  • Primary Care Physician limitations
  • How can I find this information?

Call the contact number that is listed on your insurance card, or go to the payer’s website and register your account. Ask or look for specific Physical Therapy benefits and verify any of the above requirements.